TD Bank home Equity Loan1 Your real Annual Percentage Rate (APR) might be various than the rates shown. % Interest Rate (APR) is for loan amounts between $100,000 and $499,999 with 120-month term and collateral residential or commercial property in 2nd lien position. The rate of interest is repaired for the life of the loan. Loan terms can range from 5 years to 30 years. As of, APRs for Home Equity Loans range from % to %. The APR will not surpass 18%. Other rates are readily available for other loan amounts and terms. Rates may differ by state, and are based upon the state in which the collateral residential or commercial property lies. Your APR is based on the specific characteristics of your credit application consisting of however not restricted to: examination of credit report, quantity of credit asked for, residential or commercial property type, lien position, integrated loan to worth, and/or geographical location. Combined loan to value (CLTV) is a portion computed by dividing your overall exceptional mortgage(s) - or liens - by the market worth of the residential or commercial property. Rates subject to alter. For loans secured by New york city residential or commercial property: TD Bank NA is signed up with the Superintendent of New York. You may file complaints and get further information about the servicer by contacting the New york city State Department of Financial Services Consumer Assistance Unit at 1-800-342-3736 or by going to the Department's site at www.dfs.ny.gov. Loans based on credit approval. Equal Housing Lender 1The rate is for illustrative and academic purposes just. Your actual Interest rate (APR) may be various than the rates revealed. % Interest Rate (APR) is for loan quantities between $100,000 and $499,999 with 120-month term and security residential or commercial property in second lien position. The rate of interest is fixed for the life of the loan.